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Axis Bank Education Loan

One of India's leading private banks, Axis offers both secured and collateral-free education loans for study abroad. Known for faster processing compared to public banks.

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Interest Rates & Limits

At a glance

Secured Rate
8.75 - 11.75 %
Up to ₹ 2,00,00,000 MAX
Unsecured Rate
7.5 - 12.25 %
Up to ₹ 1,00,00,000 MAX
Loan Details

What to expect

Collateral Required
Immovable property or FD-backed for secured; income-based for unsecured.
Loan Tenure
Up to 15 years.
Moratorium Period
Course duration + 6 months.
Processing Fee
Varies; confirm at time of application.
Best Suited For
Students who need a large unsecured loan or want quicker disbursal.
Important: Rates and terms shown are indicative based on our lending partnerships as of 2025–26. Actual rate, amount, and eligibility depend on your profile and are subject to lender assessment. Always confirm directly with Axis Bank or through our counsellors before applying.
Documents Needed

What you'll typically need

  • Confirmed admission letter from your university.
  • Academic transcripts — 10th, 12th, and graduation.
  • GRE / GMAT / IELTS / TOEFL scores (if applicable).
  • KYC documents of student and co-applicant (Aadhaar, PAN, Passport).
  • Co-applicant income proof — salary slips / ITR / bank statements.
  • Collateral documents — title deed, encumbrance certificate, valuation report.
  • University fee structure and cost of attendance breakdown.

See full document checklist →

Approved Universities

Institutions funded by Axis Bank

37 universities
UniversityCountryCategory
University of MiamiUSAPrime A
Brandeis UniversityUSAPrime A
University of Wisconsin MilwaukeeUSAPrime A
Clark UniversityUSAPrime A
UCLUnited KingdomPrime A
The University of WarwickUnited KingdomPrime A
Queen's University BelfastUnited KingdomPrime A
Loughborough UniversityUnited KingdomPrime A
University of CambridgeUnited KingdomPrime A
London School of Economics (LSE)United KingdomPrime A
University of AlbertaCanadaPrime A
McGill UniversityCanadaPrime A
Simon Fraser UniversityCanadaPrime A
McMaster UniversityCanadaPrime A
HEC ParisFrancePrime A
Dalhousie UniversityCanadaPrime A
ESSEC Business SchoolFrancePrime A
Universität StuttgartGermanyPrime A
University of MünsterGermanyPrime A
University of GöttingenGermanyPrime A
Clemson UniversityUSAPrime B
Drexel UniversityUSAPrime B
University at Buffalo SUNYUSAPrime B
University of UtahUSAPrime B
Iowa State UniversityUSAPrime B
Cornell UniversityUSAPrime B
Wayne State UniversityUSAPrime B
Sheffield Hallam UniversityUnited KingdomPrime B
University of WestminsterUnited KingdomPrime B
University of BrightonUnited KingdomPrime B
The University of ManchesterUnited KingdomPrime B
University of BradfordUnited KingdomPrime B
University of British ColumbiaCanadaPrime B
Frankfurt School of Finance and ManagementGermanyPrime B
Technische Universität MünchenGermanyPrime B
University of TorontoCanadaPrime B
Universität MannheimGermanyPrime B

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Country-Wise Rates

Rates by destination country

Rates and limits vary by country. Click a country for full details.

Country Secured Rate Unsecured Rate
Australia—11% - 13.50%
Up to ₹50 Lakh
Canada—Starting at 11%
Up to ₹40 Lakh
France—11% - 13.50%
Up to ₹50 Lakh
Germany—11.00% - 11.50%
Up to ₹40 Lakh
Ireland—10.75% - 11.50%
Up to ₹40 Lakh
New Zealand—11.15% - 13%
Up to ₹40 Lakh
United Kingdom—11% - 13.50%
Up to ₹50 Lakh
United States—11% - 13.50%
Up to ₹50 Lakh

Rates are indicative as of 2025–26. Confirm with the lender before applying.

Ready to apply through Axis Bank?

We'll check your eligibility, negotiate the rate, and walk you through the paperwork — so you focus on your degree, not the bank.

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