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NBFC

Auxilo Finance Education Loan

Auxilo is a dedicated education-loan NBFC that covers a large list of global universities. They are known for personalised service and faster decision-making.

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Interest Rates & Limits

At a glance

Secured Rate
11.5 - 12.0 %
Up to ₹ 50,00,000 MAX
Unsecured Rate
11.0 - 14.0 %
Up to ₹ 1,00,00,000 MAX
Loan Details

What to expect

Collateral Required
Property for secured; income-based for unsecured.
Loan Tenure
Up to 10 years.
Moratorium Period
Course duration + 6 months.
Processing Fee
1%–2% of loan amount (approximate).
Best Suited For
Students targeting niche courses or universities not always covered by banks.
Important: Rates and terms shown are indicative based on our lending partnerships as of 2025–26. Actual rate, amount, and eligibility depend on your profile and are subject to lender assessment. Always confirm directly with Auxilo Finance or through our counsellors before applying.
Documents Needed

What you'll typically need

  • Confirmed admission letter from your university.
  • Academic transcripts — 10th, 12th, and graduation.
  • GRE / GMAT / IELTS / TOEFL scores (if applicable).
  • KYC documents of student and co-applicant (Aadhaar, PAN, Passport).
  • Co-applicant income proof — salary slips / ITR / bank statements.
  • Collateral documents — title deed, encumbrance certificate, valuation report.
  • University fee structure and cost of attendance breakdown.

See full document checklist →

Country-Wise Rates

Rates by destination country

Rates and limits vary by country. Click a country for full details.

Country Secured Rate Unsecured Rate
Canada10.5% - 13%
Up to ₹40 Lakh
Germany12.50% - 13.50%
Up to ₹20 Lakh
IrelandSTEM: 12.00–12.50% / Non-STEM: 12.50–13.00%
STEM: ₹30L / Non-STEM: ₹25L
United Kingdom12.50% - 13.50%
Up to ₹40 Lakh
United States11.25% - 13%
Up to ₹65 Lakh

Rates are indicative as of 2025–26. Confirm with the lender before applying.

Ready to apply through Auxilo Finance?

We'll check your eligibility, negotiate the rate, and walk you through the paperwork — so you focus on your degree, not the bank.

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