International Lender
Prodigy Finance Education Loan
Prodigy Finance is an international lender that offers loans without requiring an Indian co-signer or collateral. Approval is based on your future earning potential and university attended.
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Interest Rates & Limits
At a glance
Secured Rate
Not offered
—
Unsecured Rate
8.47 - 13.0 %
Up to ₹ 82,00,000 MAX
Loan Details
What to expect
Collateral Required
Not required — no Indian co-signer needed.
Loan Tenure
Up to 20 years.
Moratorium Period
6 months after course end.
Processing Fee
5% of loan amount (approximate, deducted upfront).
Best Suited For
Students at top global universities who have no co-signer or collateral in India.
Important: Rates and terms shown are indicative based on our lending partnerships as of 2025–26. Actual rate, amount, and eligibility depend on your profile and are subject to lender assessment. Always confirm directly with Prodigy Finance or through our counsellors before applying.
Documents Needed
What you'll typically need
- Confirmed admission letter from your university.
- Academic transcripts — 10th, 12th, and graduation.
- GRE / GMAT / IELTS / TOEFL scores (if applicable).
- KYC documents of student and co-applicant (Aadhaar, PAN, Passport).
- Co-applicant income proof — salary slips / ITR / bank statements.
- University fee structure and cost of attendance breakdown.
Country-Wise Rates
Rates by destination country
Rates and limits vary by country. Click a country for full details.
Rates are indicative as of 2025–26. Confirm with the lender before applying.
Ready to apply through Prodigy Finance?
We'll check your eligibility, negotiate the rate, and walk you through the paperwork — so you focus on your degree, not the bank.
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