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NBFC

Avanse Education Loan

Avanse is a dedicated education-loan NBFC. They cover a wide list of universities and courses, with relatively quick turnaround times and flexible eligibility.

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Interest Rates & Limits

At a glance

Secured Rate
10.5 - 14.0 %
Up to ₹ 1,00,00,000 MAX
Unsecured Rate
10.25 - 14.5 %
Up to ₹ 1,25,00,000 MAX
Loan Details

What to expect

Collateral Required
Property or co-applicant income; fully unsecured options available.
Loan Tenure
Up to 10 years.
Moratorium Period
Course duration + 12 months.
Processing Fee
1%–2% of loan amount (approximate).
Best Suited For
Students with a decent profile who need a fast sanction without extensive collateral.
Important: Rates and terms shown are indicative based on our lending partnerships as of 2025–26. Actual rate, amount, and eligibility depend on your profile and are subject to lender assessment. Always confirm directly with Avanse or through our counsellors before applying.
Documents Needed

What you'll typically need

  • Confirmed admission letter from your university.
  • Academic transcripts — 10th, 12th, and graduation.
  • GRE / GMAT / IELTS / TOEFL scores (if applicable).
  • KYC documents of student and co-applicant (Aadhaar, PAN, Passport).
  • Co-applicant income proof — salary slips / ITR / bank statements.
  • Collateral documents — title deed, encumbrance certificate, valuation report.
  • University fee structure and cost of attendance breakdown.

See full document checklist →

Approved Universities

Institutions funded by Avanse

Avanse covers a wide range of universities globally. This is a sample list — check with us if your institution isn't shown below.

13 universities
UniversityCountryCategory
Harvard UniversityUSA
Stanford UniversityUSA
Arizona State UniversityUSA
Northeastern UniversityUSA
Imperial College LondonUnited Kingdom
University of CambridgeUnited Kingdom
University of OxfordUnited Kingdom
University College LondonUnited Kingdom
Anglia Ruskin UniversityUnited Kingdom
Aston UniversityUnited Kingdom
Brunel University LondonUnited Kingdom
McGill UniversityCanada
University of TorontoCanada

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Country-Wise Rates

Rates by destination country

Rates and limits vary by country. Click a country for full details.

Country Secured Rate Unsecured Rate
Australia—12.75% - 13.25%
Up to ₹20 Lakh (STEM only)
Canada—12% - 13.25%
Up to ₹40 Lakh
France—12.75% - 13.25%
Up to ₹20 Lakh (STEM only)
Germany—12.50% - 13.50%
Up to ₹20 Lakh
Ireland—STEM: 12.50–13.00% / Non-STEM: 12.75–13.25%
STEM: ₹30L / Non-STEM: ₹25L
New Zealand—12.5% - 14%
Up to ₹30 Lakh
United Kingdom—12.50% - 13.50%
Up to ₹40 Lakh
United States—12.50% - 13.50%
Up to ₹75 Lakh

Rates are indicative as of 2025–26. Confirm with the lender before applying.

Ready to apply through Avanse?

We'll check your eligibility, negotiate the rate, and walk you through the paperwork — so you focus on your degree, not the bank.

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