NBFC
Auxilo Finance Education Loan
Auxilo is a dedicated education-loan NBFC that covers a large list of global universities. They are known for personalised service and faster decision-making.
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Interest Rates & Limits
At a glance
Secured Rate
11.5 - 12.0 %
Up to ₹ 50,00,000 MAX
Unsecured Rate
11.0 - 14.0 %
Up to ₹ 1,00,00,000 MAX
Loan Details
What to expect
Collateral Required
Property for secured; income-based for unsecured.
Loan Tenure
Up to 10 years.
Moratorium Period
Course duration + 6 months.
Processing Fee
1%–2% of loan amount (approximate).
Best Suited For
Students targeting niche courses or universities not always covered by banks.
Important: Rates and terms shown are indicative based on our lending partnerships as of 2025–26. Actual rate, amount, and eligibility depend on your profile and are subject to lender assessment. Always confirm directly with Auxilo Finance or through our counsellors before applying.
Documents Needed
What you'll typically need
- Confirmed admission letter from your university.
- Academic transcripts — 10th, 12th, and graduation.
- GRE / GMAT / IELTS / TOEFL scores (if applicable).
- KYC documents of student and co-applicant (Aadhaar, PAN, Passport).
- Co-applicant income proof — salary slips / ITR / bank statements.
- Collateral documents — title deed, encumbrance certificate, valuation report.
- University fee structure and cost of attendance breakdown.
Country-Wise Rates
Rates by destination country
Rates and limits vary by country. Click a country for full details.
| Country | Secured Rate | Unsecured Rate |
|---|---|---|
| Canada | — | 10.5% - 13% Up to ₹40 Lakh |
| Germany | — | 12.50% - 13.50% Up to ₹20 Lakh |
| Ireland | — | STEM: 12.00–12.50% / Non-STEM: 12.50–13.00% STEM: ₹30L / Non-STEM: ₹25L |
| United Kingdom | — | 12.50% - 13.50% Up to ₹40 Lakh |
| United States | — | 11.25% - 13% Up to ₹65 Lakh |
Rates are indicative as of 2025–26. Confirm with the lender before applying.
Ready to apply through Auxilo Finance?
We'll check your eligibility, negotiate the rate, and walk you through the paperwork — so you focus on your degree, not the bank.
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