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Exam Guide

IELTS — International English Language Testing System

IELTS is the world's most widely accepted English language test, recognised by universities in the UK, Australia, Canada, Ireland, and New Zealand. For US universities, TOEFL is equally common, but many now accept IELTS too.

2 TypesAcademic & General Training
4 SkillsListening, Reading, Writing, Speaking
9 BandScoring Scale
2h 45mTest Duration
2 YearsScore Validity
~₹17,000Exam Fee (India)

Score Requirements

What score do you need?

Minimum requirements vary by university and programme. These are typical ranges — always check the exact cutoff on your target university's admissions page.

CountryUG RequirementPG RequirementTop Universities
United States (most universities)6.5 – 7.07.0 – 7.57.0 – 8.0
United Kingdom6.56.5 – 7.07.0 – 7.5
Australia6.0 – 6.56.57.0
Canada6.56.5 – 7.07.0
Ireland6.0 – 6.56.57.0
New Zealand6.0 – 6.56.57.0

Requirements are indicative and change each cycle. Verify on the university's official admissions page.


Preparation Tips

How to prepare smart

Start with a Mock Test

Take a full IELTS practice test first to know your baseline. Most students score 1–1.5 bands below their target initially.

Speaking is Your Wild Card

Most test-takers lose marks in speaking. Practice with a partner or record yourself daily.

Academic Writing Task 2

This single task is worth the most. Learn 5–6 strong essay structures and practise timed writing.

Reading: Don't Read Everything

Skim and scan — read questions first, then find answers in the passage. Time management is everything.


How IELTS connects to your loan: Most Indian education lenders (SBI, ICICI, Axis, Credila, Avanse) accept your IELTS score as part of your loan application documents — it confirms university admission is likely, which improves sanction speed.

Got your IELTS score? Start your loan.

Share your admit and score — we'll match you to the right lender and negotiate the best rate your profile qualifies for.

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Planning to study abroad? We handle the loan.

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